Medicare:

# Medicare insurance is the nations largest health insurance program. Medicare coverages include people age 65 and over, disabled persons under 65 and persons with permanent kidney failure.

# Medicare insurance has two parts: Part A, Hospital Insurance and Part B, Medical Insurance.

# Part A is usually fully funded for participants over the age of 65 and pays for such services as hospital care, nursing facilities, and hospice. This part of medicare coverage has no premium because as the participant or their spouse was working in their early years, they paid it through Medicare taxes. If Medicare insurance taxes were not paid, one may still be eligible to pay a premium for part A.

# Part B pays for such Medicare services as physician, outpatient hospital, and therapists that are medically necessary. Bobbie Sage